Lift It moving and Storage is an honest reputable moving company. Why would you need insurance when moving with us you may ask yourself. Well the possibility, although slim for damage, does exist regardless of how careful we are. It is important that you fully understand your coverage options available to you.
Lift It moving and Storage offer the following options:
Option 1:Limited Liability
Limited Liability: this is the minimum coverage and provided by Lift It moving and Storage free of charge. This coverage is the most economical option available, but your goods are covered for no more than $.60 (sixty cents) per pound per article valuation. In the event of loss or damage, the total amount you will be entitled to is $.60 per pound per article. An example of this coverage: A vase that weighs 5 pounds is accidentally damaged, the most you are entitled to is $3.00, regardless of the value of the vase.
Option 2:Declared Valuation
Declared Valuation: this coverage is based on depreciated value of an item. The cost of this coverage is based on the formula of $5.00 per $1000.00 of valuation, for instance; if you declare the entire shipment at $10,000 the additional cost to you would be $50.00 With this coverage you will be paid depreciated value for lost or damaged items up to your declared value.
Option 3:Full Value Protection
Full replacement coverage is available through third party insurance companies. This is a more comprehensive coverage and needs to be obtained prior to your move. You can find coverage at Moving Insurance.com or Baker International. Lift It moving and Storage will be happy to assist you in obtaining third party coverage.
Note: law requires Option 1, limited liability. In the event your Declared Valuation (option 2) shipment is valued above $50,000.00 or contains items of extraordinary value see option 3. If you have a homeowner or renters insurance policy, your items maybe covered. You should however consult you carrier beforehand.
General Liability Insurance
Almost every full service building or one in which has an elevator requires A Certificate of liability Insurance. Lift It moving and Storage, maintains comprehensive General Liability Insurance.
Please call us if you have any questions.